Best Business Bank Accounts for Cleaning Businesses
Choosing the right business bank account is an important step when starting and growing your cleaning business. A dedicated business account helps you separate finances, track income, and operate professionally.
In this guide, you’ll learn the best business bank accounts for cleaning businesses, what features to look for, and how to choose the right option for your needs.
Quick Answer
The best business bank accounts for cleaning businesses include:
• Novo (Best overall online bank)
• Bluevine (Best for high-interest checking)
• Relay (Best for managing multiple accounts)
These banks offer low fees, easy setup, and features designed for small service businesses.
Table of Contents
SECTION 1
Why You Need a Business Bank Account
Opening a business bank account is essential for running a professional cleaning business.
It helps you:
- Separate personal and business finances
- Track income and expenses
- Simplify taxes
- Build credibility with clients
Most cleaning businesses open a business bank account as soon as they start accepting payments.
SECTION 2
Best Business Bank Accounts for Cleaning Businesses
Novo (Best Overall Business Bank Account)
Novo is one of the best online business banks for cleaning businesses due to its simplicity and no-fee structure.
Why we recommend it:
Novo is easy to set up, has no monthly fees, and is designed specifically for small business owners who want a simple, reliable banking solution.
✓ No monthly fees
✓ Easy online setup
✓ Integrates with business tools
✓ Great for new businesses
Open a Business Account →
Bluevine (Best for High Interest)
Bluevine offers a business checking account with competitive interest rates and strong online features.
Why we recommend it:
Bluevine is ideal for cleaning businesses that want to earn interest on their balance while still having access to modern banking tools.
✓ Earn interest on balances
✓ No monthly fees
✓ Fast online banking
✓ Easy transfers
Open a Business Account →
Relay (Best for Multiple Accounts)
Relay is a great option for cleaning businesses that want to organize their finances with multiple accounts.
Why we recommend it:
Relay allows you to create multiple accounts for budgeting, making it easier to separate taxes, expenses, and operating funds.
✓ Multiple accounts
✓ Team access
✓ Expense management
✓ Great for growing businesses
Open a Business Account →
SECTION 3
How to Choose the Right Business Bank Account
Choosing the right bank depends on your business needs.
Consider:
- Monthly fees
- Ease of use
- Online vs traditional banking
- Integration with accounting software
- Customer support
Most cleaning businesses prefer online banks because they are faster and easier to manage.
Features to Look For
When selecting a business bank account, look for:
- No monthly fees
- Online banking access
- Mobile app
- Easy transfers
- Integration with accounting software
Manage Your Finances More Efficiently
Many cleaning businesses use accounting and CRM software alongside their bank account to manage income, invoices, and expenses.
SECTION 4
How to Open a Business Bank Account
Opening a business bank account is simple and can usually be done online.
You’ll typically need:
- Business registration (LLC or sole proprietor)
- EIN (or Social Security Number for sole proprietors)
- Personal identification
Most online banks allow you to open an account in minutes.
Frequently Asked Questions
Do I need a business bank account for a cleaning business?
Yes, a business bank account helps you separate finances and is important for taxes and professionalism.
Can I use a personal bank account?
You can when starting out, but it is not recommended long-term.
What is the best bank for a cleaning business?
Novo is a great all-around option, while Bluevine and Relay offer additional features depending on your needs.
How much does a business bank account cost?
Many online banks offer free accounts with no monthly fees.
Start Your Cleaning Business the Right Way
Setting up your finances properly is one of the most important steps in building a successful cleaning business.
To manage your income, clients, and invoices more efficiently:
Continue Learning About How to Start a Cleaning Business
If you’re building a cleaning business, these guides will help you continue setting up and growing your company.
• Structure Your Cleaning Business
• Cleaning Business Equipment Checklist
• Best Scheduling Software for Cleaning Businesses
Start Your Cleaning Business Today
If you’re ready to start your cleaning business, these tools will help you get started quickly.
• Form your business
• Open a bank account
• Get insurance
• Set up scheduling software